Monday, November 17, 2014

DENTAL INSURANCE PROTECTS YOUR SMILE AND YOUR HEALTH

Dental insurance keeps you smiling. There are probably a lot of things you'd rather do than go to the dentist. But your teeth and gums are the gateway to good health. If you're unsure if you can afford dental coverage, you're like many American adults.1 But get ready to smile. If you're enrolled in a Cigna Individual or Family medical insurance plan, you can add dental coverage, too. That way, you can manage all your health care needs in one place. What's more convenient than that? If you don't have a Cigna Individual or Family medical insurance plan, you can still take advantage of Cigna's dental coverage. Cigna is pleased to offer a variety of dental preferred provider organization (PPO) plans to people of all ages who want their own separate Cigna dental plan. With a Cigna dental plan, you'll get coverage for many services, not just routine cleanings and X-rays. Save the most when you stay in network. But, whether you choose an in-network or out-of-network dentist or specialist, you’ll still enjoy a wide range of dental coverage, including: Preventive care (cleanings, routine x-rays, and more) Basic care (fillings, non-routine x-rays, basic restorative work) Major services (bridges, crowns, root canals and more) The new Cigna dental health plans include: myCigna Dental Preventive: No yearly maximum, no deductible, with Cigna paying 100% of in-network* preventive and diagnostic services, and discounts for restorative and orthodontia services. Read more about myCigna Dental Preventive myCigna Dental 1000: The plan pays up to $1,000 annually after the $50 individual/$150 family annual deductible. Coverage includes preventive, diagnostic and restorative services, with in-network discount for orthodontia.* Read more about myCigna Dental 1000 myCigna Dental 1500: The plan pays up to $1,500 annually with the same deductibles as myCigna Dental 1000. Coverage includes preventive, diagnostic and restorative services.** This plan also includes a $1,000 lifetime orthodontia benefit for all ages. Read more about myCigna Dental 1500 *Frequency limitations apply.

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